Asked by: Mrs. Vena Moen | Last
update: February 9, 2022
Score: 4.3/5 (56 votes)
The TJX Rewards® Platinum Mastercard®, issued by
Synchrony Bank, can be a worthy sidekick for the deal-savvy
shopper who hunts bargains at T.J. Maxx and its affiliated
stores.
You need fair credit to get approved for the TJX credit card,
which means a credit score of 620 or above. Your credit
score won't be the only factor taken into account, however, so this
is only a guideline.
Applicants for a credit card with TJX are considered for two
cards through Synchrony Bank. The rewards for both cards are
the same for purchases at TJX Companies including T.J. Maxx,
Marshalls, HomeGoods, Sierra and Homesense stores.
5% back is equal to 5 points for every $1 spent. See Rewards
Program Terms for details. The TJX Rewards® Platinum Mastercard® is
issued by Synchrony Bank pursuant to a license from
Mastercard International Incorporated.
The TJX Rewards® Credit Card can give you good savings at
TJ Maxx, Marshalls, HomeGoods and Sierra stores but not much else.
... Use it whenever you are shopping at TJ Maxx brand stores, and
use another credit card for your other everyday needs.
22 related questions found
Products and technology. Synchrony is the largest provider of
private label credit cards in the U.S. Brands partnered with
Synchrony include Amazon, Lowe's, Guitar Center, Gap., Cathay
Pacific, Rakuten, Verizon, and Sam's Club.
The TJX Rewards Platinum Mastercard is ideal if you frequently
shop at T.J. Maxx and affiliated stores. ... It can be used
anywhere Mastercard is accepted, but if you don't frequently
shop under the TJX brand umbrella, you'll rack up rewards slowly
and may find redemptions limiting.
But while the TJX Rewards® Credit Card can only be used in
TJX stores, the TJX Rewards® Platinum Mastercard® gives you the
freedom of a globally accepted credit card (and without foreign
transaction fees). With the platinum card in your wallet, you can
swipe anywhere Mastercard is accepted.
What credit score is needed for a Marshalls Credit Card? You'll
need a credit score of 620 or above to qualify for a TJX
Rewards credit card.
How to get a credit limit increase without
asking:
Always pay all your bills on time.
Pay off the card you want the higher limit on fully each
month.
Update your income on the credit card company's
website/app.
Keep your account open for at least 6-12 months.
Yes, Synchrony reports to the three main credit bureaus –
Equifax, Experian, & TransUnion.
The Lowe's Advantage Card is a store credit card issued by
Synchrony Bank. You can only use the card at Lowe's stores
or online.
The RedCard credit cards (Target Credit Card and Target
Mastercard) are issued by TD Bank USA, N.A. The RedCard
debit card is issued by Target Corporation.
The Macy's American Express Card program is issued and
administered by Department Stores National Bank.
You must have a good credit score—at least 670—to be
considered for either of the co-branded Amazon Signature Visa
cards.
T.J. ... The card is redeemable for merchandise only
(excluding gift cards) at T.J. Maxx, Marshalls, HomeGoods,
Homesense, and Sierra stores (in the U.S. and Puerto Rico) and
online at tjmaxx.com, marshalls.com, and sierra.com and cannot be
redeemed for cash except where required by applicable law.
No, you cannot get cash back with the TJX Credit Card.
However, it does have rewards, giving 1 - 5 points per $1 spent on
purchases. The TJX Credit Card also has a $0 annual fee.
Explore our enhanced TJX Rewards experience! Now it's easier
than ever to access your earned Rewards Certificates digitally,
manage your TJX Rewards credit card account on-the-go, and redeem
your rewards in-store. ... Maxx App to create a mobile account (you
can use your HomeGoods App account here as well).
TJX Reward closes my credit card due to inactivity and I
didn't receive any notification. I was informed through Credit
Karma about the card closing because they had it listed under
closed accounts.
What Other Payment Methods Does TJ Maxx Accept?
Credit and debit cards: TJX Rewards Platinum MasterCard, TJX
Rewards Credit Card, VISA, MasterCard, American Express,
Discover.
Gift cards: T.J.Maxx, Marshalls, HomeGoods,VISA, MasterCard,
American Express, Discover.
Checks.
Apple Pay.
PayPal for online purchases.
You cannot apply for a Ross credit card, as Ross does not
have a credit card. Additionally, Ross does not offer other
financing options. However, Ross gift cards are available for
purchase online, and customers also have the option to customize
gift cards for an additional fee.
Our Privacy Notice is issued by Capital One, N.A. as the
issuer of Kohl's Card accounts.
Synchrony Bank, as part of Synchrony Financial, is one of the
major issuers of store credit cards in the U.S., along with
Comenity Bank. When people talk about credit card issuers you
usually hear names like American Express, Chase, Capital One, and
Citi — but Synchrony is actually quite big.
*Note: On June 2, 2014, GE Capital Retail Bank changed
its name to Synchrony Bank and is part of the GE Capital Retail
Finance business. The name change is currently in process and the
transition will occur over the next few months.
The bank that issues Walmart credit cards is Capital One.
Capital One has been the Walmart credit card issuer since October
2019, when the revamped Walmart Rewards Mastercard and Walmart
Rewards store credit card debuted.
